We have been in business closing purchase and refinance loans in the Bay Area since 1998. We have gone through many real estate cycles and know the ins and outs of the mortgage market. We specialize in getting the best rates for consumers and we are able to close many deals that have been turned down by the Big Banks. We have conventional, jumbo, FHA, VA, and Bank Statement loans to help employees and those that are Self Employed. We offer a free rate comparison and we can close your loan in 15 days.