Mortgage Rates in San Francisco
Prospective homebuyers in Canada trust RA Real Estate Loans as their mortgage broker of choice in San Francisco.
We work alongside a wide spectrum of lenders, banks, and trust companies, which enables us to offer our clients some of the lowest current mortgage rates available. Our clients appreciate our attention to detail, personalized approach, and industry expertise.
Book a consultation with one of our professionals today. Give us a call at (650) 271-0404.
Why Should I Compare Mortgage Rates?
Comparing today’s mortgage rates is essential to maximizing your dollar tomorrow. Even a tenth of a percent difference in interest can amount to significant savings over the course of a long-term loan.
With our broad scope of products, our brokers are uniquely positioned to help you compare and contrast mortgage rates, term lengths, and varieties to find the best-value product for your needs. We consistently offer some of the most competitive Canadian rates—find out more by getting in touch with us today.
What Is the Difference Between a Variable and a Fixed Mortgage Rate?
There is a stark contrast between variable and fixed-rate mortgages, and it’s crucial that prospective applicants grasp the difference. In simple terms, the interest rate in a fixed mortgage always stays the same, whereas, in a variable mortgage, it changes with the market.
Fixed mortgages offer peace of mind—with a fixed rate, you know precisely when and how much you have to pay in order to pay off your loan in full. A variable mortgage, however, carries more risk. You can’t be sure if your interest rate will go up or down, but you have the potential to save thousands of dollars on your mortgage overall. Neither is better than the other—the right mortgage for you depends on what you’re looking for.
Not sure which financial plan is most economical for your situation? Our team of professionals is ready to help. We can help you crunch the numbers and find the ideal mortgage for your needs.
Should I Get an Open or Closed Mortgage?
The difference between open and closed mortgages is another one that is useful to understand. Open mortgages are loans with more flexible terms, meaning you have more leeway to make contributions when you like, and ultimately pay off your loan before the term ends. The catch is that in exchange for the added freedom, you’re subject to higher interest rates. On the other hand, a closed mortgage is highly restrictive about when and how much you can contribute, but offers lower interest rates.
Canada Mortgage Rates
Deciding between a fixed and variable, and open and closed mortgage demands careful scrutiny and planning. Our mortgage brokers employ a client-first approach to our business: we take the time to get to know our clients’ goals, preferences, and financial situation. We’ll consider all factors involved to find the tailor-made mortgage for you.
If you would like to speak with one of our experienced, personable brokers, don’t hesitate to get in touch with RA Real Estate Loans today. We look forward to hearing from you.
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